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Personal Lines

As an independent insurance agency, personal lines is an important part of the products

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Life & Health Insurance

At Body-Borneman, we know that our clients have more than automobiles and homes

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Commercial Lines

Body-Borneman specializes in Commercial insurance, with over 2,000 clients

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Welcome to Body Borneman Insurance

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Since 1962, Body Borneman Associates has been an industry leader with the unique ability to provide state of the art insurance services with small town attention to details. We have a proven track record for providing innovative, custom-tailored insurance programs backed by a reputation for outstanding, personalized service. Body Borneman understands and values the importance of each and every client’s individual needs.

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Companies We Represent
Our Services
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Risk Management

Does your business involve the renovation, repair or painting of structures built before 1978

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FAQS

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MOST REQUESTED FORMS

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Employment Opportunities

We are always looking for quality individuals who share our vision and values

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Your reliable insurance partner in Pennsylvania homeowners, auto and life insurance

All You Need to Know about Pennsylvania Insurance

As much as you might not want to think about events that require you to tap into your insurance, the reality is that there is a reason you have it. Should anything go wrong, you need to make sure that you can at least get through the situation financially, which can help you more quickly rebuild afterwards. Whether it is life, health, or home owners insurance, you want to make sure that you have all of your ducks in a row and get yourself the protection you need. But, how do you really navigate the Pennsylvania insurance market? To help you get started, here are some important things to keep in mind.

Why Do You Need Home Owner’s Insurance?

While you might understand the need for certain other types of insurance, perhaps you wonder why you really need home insurance. After all, you don’t live in an area prone to any sort of natural disasters, storms have never been much of a threat, and perhaps you even feel like you won’t ever have to face a fire or other issue. Unfortunately, most people feel this way and that doesn’t protect you when it actually occurs. It is this uncertainty that is perhaps the best reason to have Pennsylvania insurance on your home. The simple truth is that when something does occur, you don’t want to have to worry about getting money in order. Insurance can help you stay afloat financially, which can ensure you get where you need to go more quickly. Besides this, you are also legally required to have insurance if you have a mortgage on your home.

Other Types of Home Coverage You Might Need

After getting insurance on your home, you might also look at other ways to secure your home. For instance, a good amount of flood victims each year are actually not in flood zones, making flood insurance a popular product to add onto your policy. Keep in mind, if you aren’t in a flood zone you will typically get a lower rate, which makes it one of those things that will really pay off if you have to ever use it. Even if you don’t own, you might also look at getting insurance in for renters, which can help secure your belongings and provide for some peace of mind.

How About Auto Insurance?

Like home owner’s insurance, you will find that you are legally required to have certain levels of protection on your vehicle as a driver in Pennsylvania. If you are paying off the car, you will find that you need the most complete coverage on it to ensure you are protected from loss. Of course, you might already realize that auto insurance is a necessity when driving, as many accidents that occur are completely outside of your control. More than this, auto insurance can be a great way to protect yourself from liability and ensures that you don’t have to fear more serious loss of your own property should you ever be involved in an accident.

Get Your Life Insurance Covered as Well

In addition to covering your car and house from loss, anyone who has a family needs to be considering life insurance. Though this might be a taboo subject in some families, the truth is that everyone is mortal and facing your own mortality may not be something you want to do, but protecting your family from a loss is definitely something you need to consider. Having life insurance on yourself and your loved ones is essential to ensure that you can arrange a proper burial in the event of an untimely death. Furthermore, though nothing can really help your heart during this time, good life insurance can help ensure that your loved ones are able to continue going on.

How Can You Keep Costs Down?

One of the first things to do when looking for insurance is to consider an agent that will really keep your best interests in mind. If you can afford to do so, the easiest way to cut your costs is to increase your deductibles. Instead of having a $250 deductible on your car, opt for $500 instead. Similarly, talk to your agent to really get an idea of the coverage you need and work on designing a policy that will fit your needs. When it comes to home owner’s insurance, there are actually specific steps you can take to help you cut down on the costs. For instance, if you buy a new home and get a wind mitigation inspection you might find that you can save some money thanks to features that you home has. Naturally, if you choose to have a pool or other features you might find that rates are also higher. To keep them down, look for mitigating factors and keep your home updated with the latest safety features. Among those, having a monitored alarm can also be a good step to consider.

Get All of Your Pennsylvania Insurance

When it is time to protect yourself and your family, it is important that you don’t just put your life and property in the hands of the first caller. Instead, you will want to shop with a Pennsylvania insurance provider that can really work with you and is willing to ensure that all of your needs are met. It’s easy enough to realize when you are speaking to someone who is just after a sale and not really interested in your well-being, but finding someone who really cares can make all the difference. With the right agent on your side, you can be truly prepared for any disaster. But, how can you tell you have the right agent? Whether you are looking for Pennsylvania insurance or you live anywhere around the country, the best way to identify a good agent is to consider the questions they ask. Listen to the person you speak with and look for someone who really considers where you are in life. Finding someone who helps you consider every aspect of your policy and really look for what you need and leave out what you don’t is important to getting the absolute best policy.

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Boyertown office
17 E. Philadelphia Avenue
PO Box 584
Boyertown, PA 19512
Phone: 610-367-1100
Fax: 610-367-1140
Name / Email Position Extension

 Howard Body

Problem Solvers President/Chief Executive Officer

 

 1127

Bradley Borneman

Body Borneman Associates Inc.  President/Chief Executive Officer Commercial Lines Manager

 

1124

Ralph Borneman

Body Borneman Insurance & Financial Services LLC President/Chief Executive Officer

 

1125

Michelle Boyer

Commercial Lines Customer Service Representative

 

1131
Jim Breidenbach

Personal Lines Manager & IT  Manager & Marketing Manager

 

1152
Wendy Burnish Commercial Lines Customer Service Representative 1161

Vicki Davidheiser

Commercial Lines Customer Service Representative

 

1132

Sean Deviney

Body Borneman Assoc. Inc. Secretary/Treasurer/Commercial Lines Account Manager

1153

Nancy Dunning   

Commercial Lines Customer Service Representative

1136

Robin Eachus Commercial Lines Customer Service Representative 1143
Susie Foltz Personal Lines Account Manager 1150
Amy Fox Commercial Lines Operations Manager/ Account Manager 1165
Mike T. Good Commercial Lines/Personal Lines Account Manager 1109

Lori Graef

Problem Solvers

Account Representative

1128

Sue Grebe Commercial Lines Customer Service Representative 1123
Toni Hamilton Claims Specialist 1116
Vicky Hillegass Personal Lines Account Manager 1169

Sean Kennedy

Commercial Lines Account Manager

1100

Valorie Konnick Commercial Lines Customer Service Representative 1164
Donna McGrory Commercial Lines Customer Service Representative 1118

Sue Boettlin

Group Life/Health Account Manager

1119

Gloria Mest Claims Manager 1111
Chris Miller Executive Assistant / Commercial Lines Customer Service Representative 1121
Stephanie Minzola Personal Lines Account Manager 1112
Ron Moyer Bonds Manager 1114
Dolores Nester Support Staff 1151
LuAnn Reichart Vice President / Business Manager 1137
Jim Sullivan Commercial Lines Account Manager 1134

  

 


Pottstown - Branch Office
230 E. Schuylkill Road
Pottstown, PA 19464
Phone: 610-323-9420
Fax: 610-326-6989
Name / Email Position Extension
Dave Guzik Risk Management Account Manager 1162
Margo Guzik Personal Lines Account Manager 1173
Stephanie Minzola Personal Lines Account Manager 1112
Joanne Myers Support Staff 1171
MaryAnn Kern Personal Lines Account Manager 1172

Phoenixville -Branch Office
Franklin Commons
400 Franklin Avenue, Suite 205
Phoenixville, PA 19460

Phone: 610-933-1400
Fax: 610-933-1772
Name / Email Position Extension
Steve Giampietro

Branch Managing Agent

Commercial Lines Account Manager

1133
Vikki Viscuso Personal Lines Account Manager 1107

West Chester-Branch Office
1532 Paoli Pike
West Chester, PA 19380

Phone: 610-719-6000
Fax: 610-719-6466
Name / Email Position Extension
Lindsay Buttaro Personal Lines Customer Account Manager   1182
Lois Haines Personal Lines Customer Account Manager   1183
Loretta Mastrogiovanni Personal Lines Customer Account Manager   1183
Mark Fili Commercial Lines Account Manager    1141