Body-Borneman | Phoenixville

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Personal Lines

As an independent insurance agency, personal lines is an important part of the products

and services we provide to our clients. We have the privilege of servicing over 12,000 personal lines policyholders. Our agency’s goal is to develop long-term relationships with all of these clients, providing the safety & security that is required to protect their personal possessions and the income flows of their families. The insurance carriers we represent are among the best and share our desire & commitment in servicing your financial needs. These carriers all have A (excellent) ratings by A.M. Best, a sign of financial strength and the ability to pay claims. Our clients can be assured that the carriers we represent are fiscally responsible and highly responsive to the needs of our clients in any claim situation.  Go to the page
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Life & Health Insurance

At Body-Borneman, we know that our clients have more than automobiles and homes

to protect. That’s why we organized our life and benefits department back in 1962. For over 35 years, we’ve been helping customers to protect their health, incomes and savings from the risk of financial loss, including: We pride ourselves in the abundance of products and services we have available to meet your insurance needs. We are staffed with professional agents at all 3 of our locations, who can assist you with any insurance need you have .  Go to the page
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Commercial Lines

Body-Borneman specializes in Commercial insurance, with over 2,000 clients

Regardless of whether your business is manufacturing, wholesaling, contracting, retailing or service, we can find and tailor a program to match your needs, whether through traditional insurance products – or more creative, self-insurance captive programs As an independent agency, Body-Borneman represents a large assortment of today’s most competitive carriers for many industries. Having ready access to these markets makes us uniquely qualified to tailor to your specifications a package of protection.  Go to the page
Companies We Represent

Welcome to Body Borneman Insurance

Body-Borneman Insurance
Phoenixville, PA Branch
Franklin Commons
400 Franklin Avenue, Suite 205
Phoenixville, PA 19460

 

Phone: 610-933-1400

Fax: 610-933-1772

Body-Borneman Insurance Services

Body-Borneman Insurance is a Pennsylvania based company, which provides auto, life, home and commercial insurance. We have worked hard to expand in the past 50 years, and our company is segmented to handle businesses of all sizes. We currently have over 2,000 commercial clients in a variety of industries, and we are able to offer a tailored package to cater to each company’s unique needs. This customization allows our clients to focus on growing their businesses and moving forward in to the future.

 

No one wants to think about the events that take place in our lives that require us to tap into our insurance. Although these events can be scary, ensuring that you are properly prepared for these events can ease your fears. You need insurance in order to be properly financially prepared to rebuild and move on after a scary life event. If you have ever been threatened by natural disasters such as a fire, storm or flood, then I’m sure you understand the immense value of home insurance. Most people do not see the value and neglect to get insurance until it is too late, and therefore aren’t protected when a natural disaster strikes. And what’s the best reason to have Body-Borneman Insurance of the Phoenixville branch? The company is segmented to handle clients of all sizes.  From Main Street to multi state, Body-Borneman insurance will help to move it forward.

 

We can help you to select the best policy for your needs to ensure that you don’t have to anticipate a more serious loss if you should ever be involved in an accident. In addition to ensuring your house and car, every family should consider life insurance. Although we don’t want to think about these hard times, it is important to be prepared. Anything can happen tomorrow. So think about it – if your life were to end tomorrow, what would that mean for your family? Would they be financially prepared? We need to consider how we can financially protect our family from a loss, and ensure that they can arrange a proper burial in the event of a death, and go on with no heavy financial burdens.

 

We always need to look for ways to decrease costs, and the easiest way to do it is to increase your deductibles. Instead of opting for a $500 deductible on your car, have a deductible of $1000. When talking to your agent try to get an idea of the coverage you need so we can work on designing a policy that is right for you. There are steps that can help cut down the costs on homeowners insurance. For example, if you bought a new home and get a wind mitigation inspection, you will find that you can save money thanks to features that your home has. If you choose to have a pool, keeping your home updated with the latest safety features can help keep your rates down. Another safety feature to consider is having a monitored alarm. These safety features serve double duty by increasing your protection and decreasing your insurance rate.

 

When it’s time to protect yourself and your family, it’s important that you speak with an agent that is experienced, knowledgeable and will consider where you are in life in order to make sure that all of your needs are met. Body-Borneman insurance agents will consider every aspect of your policy, looking for your needs and leaving out what you don’t- it’s important to us that you get the best policy. The longer you wait to set up your life insurance, you risk higher rates, a lower payout, and the chance that you could be gone without a good policy in place for your family. You need enough life insurance to cover your existing debt, but most people like to choose to go beyond this point to ensure the financial assurance of their families.

 

There are many things to take into consideration when you begin thinking about health coverage. Some long term care health plans may increase your premium, but it is important to consider the long term benefits. Although it might not be beneficial until later on in life, you will save more than you spent on the plan in the long term. If you and your family are in good health, then you should consider a higher deductible plan. That way your monthly payments to the health insurance company will be low. However, this plan is only good for those who are in good health and take care of their well-being.

 

The coverage amount that you pay for health insurance will depend on a variety of factors, one of which is whether or not you choose family or individual coverage.  A family purchasing a family plan is more likely better off with a lower plan which will allow them to pay less when going to the doctor or emergencies. Some people are also offered health coverage from their employer. You can go through the option from your work, but most times, the coverage isn’t tailored specifically to what you need. Sometimes, these plans are less costly than those you may find on your own, but it’s important to do your own research to find out if your employer’s insurance is the most affordable route for your family.

 

Our Phoenixville, Pennsylvania branch has been providing insurance for more than 50 years now. We represent many companies such as Liberty Mutual, The Main Street America group, A/G, Farmers, AmeriHealth, Travelers and many more. We also serve in many cities such as West Chester, Downingtown, Coastsville, Malvern, Phoenixville, Oxford, West Grove, Devon, Tredyffrin, Township, Honey Brook, Avondale and many, many more. As an independent insurance agency, personal lines is a very important part of the products and services our Phoenixville branch can provide to their clients. The company’s main goal is to develop long term relationships with all of our clients, making sure every client has the safety and security that is required to protect their personal possessions. We choose to be affiliated with only the best insurance carriers; the ones that share in our commitment to service all of your financial needs. These carriers have “A” ratings by A.M Best, a sign of financial strength and the ability to pay claims. Our clients can be assured that the carriers we represent are fiscally responsible and highly responsive to the needs of our clients claim in any situation.

Cities Served by Our Branch Office at Phoenixville

West Chester, Downingtown, Coatesville, Malvern, Phoenixville, Oxford, West Grove, Devon, Tredyffrin Township, Berwyn, West Goshen Township, Honey Brook, Parkesburg, Spring City, Avondale, Uwchlan Township, Unionville, Caln Township, West Whiteland Township, Westtown Township, Cochranville, Willistown Township, Kennett Township, West Bradford Township, East Whiteland Township, Easttown Township, East Goshen Township, North Coventry Township, East Vincent Township, Elverson, Atglen, Pocopson Township, East Bradford Township, New Garden Township, Upper Uwchlan Township, East Fallowfield Township, London Grove Township, Sadsbury Township, East Caln Township, West Pikeland Township, West Vincent Township, Birmingham Township, East Brandywine Township, East Pikeland Township, East Marlborough Township, West Caln Township, Thornbury Township, Birchrunville, West Brandywine Township, New London Township, East Nottingham Township