Body-Borneman | Pottstown


Personal Lines

As an independent insurance agency, personal lines is an important part of the products

and services we provide to our clients. We have the privilege of servicing over 12,000 personal lines policyholders. Our agency’s goal is to develop long-term relationships with all of these clients, providing the safety & security that is required to protect their personal possessions and the income flows of their families. The insurance carriers we represent are among the best and share our desire & commitment in servicing your financial needs. These carriers all have A (excellent) ratings by A.M. Best, a sign of financial strength and the ability to pay claims. Our clients can be assured that the carriers we represent are fiscally responsible and highly responsive to the needs of our clients in any claim situation.  Go to the page

Life & Health Insurance

At Body-Borneman, we know that our clients have more than automobiles and homes

to protect. That’s why we organized our life and benefits department back in 1962. For over 35 years, we’ve been helping customers to protect their health, incomes and savings from the risk of financial loss, including: We pride ourselves in the abundance of products and services we have available to meet your insurance needs. We are staffed with professional agents at all 3 of our locations, who can assist you with any insurance need you have .  Go to the page

Commercial Lines

Body-Borneman specializes in Commercial insurance, with over 2,000 clients

Regardless of whether your business is manufacturing, wholesaling, contracting, retailing or service, we can find and tailor a program to match your needs, whether through traditional insurance products – or more creative, self-insurance captive programs As an independent agency, Body-Borneman represents a large assortment of today’s most competitive carriers for many industries. Having ready access to these markets makes us uniquely qualified to tailor to your specifications a package of protection.  Go to the page
Companies We Represent

Welcome to Body Borneman Insurance

Body-Borneman Insurance

Pottstown, PA Branch

230 E. Schuylkill Road
Pottstown, PA 19465


Phone: 610-323-9420
Fax: 610-326-6989

Body-Borneman Insurance Services

Body-Borneman is proud to serve the residents of Pennsylvania with our four branch locations located in Boyertown, West Chester, Phoenixville, and Pottstown. At our Pottstown location you will have access to a risk management account manager as well as several associates to service your personal lines. Our agents are ready and waiting to give you the absolute best in advice and policy preparation.

Risk Management with Body-Borneman

At Body-Borneman we are able to offer commercial insurance to businesses of all sizes across a wide variety of industries. We operate as an independent agency, which means that we represent a multitude of the best and most competitive carriers in the industry. As a business owner, you are required by law to have workers’ compensation insurance and unemployment insurance (if you have employees). Purchasing this insurance, however, does not mean that your company should not have a risk management strategy in place. Purchasing insurance should only be part of your risk management strategy. For example, business owners that operate out of a brick and mortar location should think about purchasing fire insurance, but also ensure that proper fire prevention techniques are in place. Although risk is impossible to avoid, managing risk can be easier than you think.

Risk Identification

There are many different risk factors, and not all risk is created equal.


  • Physical risk – This risk category includes any type of physical damage to your business, including but not limited to: fire and explosions, hazardous material spills (acid, gas, toxic fumes, poisonous waster etc.), and even snowstorms. Here in Pottstown it can get very cold in the winter, bringing snow, sleet and ice to the terrain. Speaking with a Body-Borneman agent can help you determine if winter brings any added risks to your business industry.
  • Human risk – This is another broad category of risk and can include everything from employee illness to embezzlement.
  • Technology Risk – This category of risk will continue to grow in importance as technology advances and our dependence on it grows. However, one of the most important forms of technology has been around for quite some time now – electricity. The effects of losing electricity is varied across industries. For example, a loss of power is inconvenient for one of our retail stores, but could potentially be catastrophic for Pottstown Memorial Medical Center.

Managing Risk Factors

Based on factors such as your industry and the size of your business, a Body-Borneman agent will be able to suggest a variety of ways to manage risks for your business. Many of these suggestions will be applicable in a variety of situations, whether here in Pottstown or elsewhere around the globe. As always, our agents’ suggestions will be tailored specifically to you and your business. The following is a list of general guidelines that most businesses will use a starting point in developing their risk management strategy.


  • Physical risk management involves ensuring that your location does not have any preventable fire hazards such as overloaded electrical systems and outdated wiring. Ensure that all employees know how to properly work with combustible materials and prohibit smoking in the building. Install a functioning sprinkler system and ensure fire extinguishers are available. Make sure that all employees know what to do in the event of a fire. The Pottstown Fire Department has several resources available online to educate the public on fire safety.
  • Human risk can be the most difficult to manage because of the unpredictability of human behavior. It is important to recognize that not every employee may have the best interest of the business at heart. Fraud and embezzlement can be easy to carry out without proper risk management. Separation of duties is an internal control concept that should always be in place to minimize risks of fraud. Money handling duties should always be kept separate from record keeping duties. Cash handling should be done under dual control.
  • Technology risks vary greatly depending on the industry. It is easy to think that hackers always seem to be one step ahead of the software security industry, however this is not the case. It is always in your business’ best interest to protect sensitive information. This ensures that your customers will continue to trust you with their business.

Why Body-Borneman Insurance Policies?

In the business world, we can never tell what’s going to happen next, one minute we could be riding the wave of profitability and prosperity and the next minute a disastrous lawsuit wipes out years or hard work and layers on further years of hard work. Our dedicated risk management team will help you to figure out if there are any holes in your risk management strategy. Professionals need to be adequately covered from all angles against financial ruin and we at Body-Borneman are here to assist in the noble endeavour. We have a wide range of partner agencies, four (4) locations for ease of access and a full complement of insurance agents waiting to hear from you. Professionals will find that they sleep easier, business contacts and functions become easier and clients are satisfied when a Body-Borneman commercial insurance policy is in place, so contact us today.

Cities Served by Our Branch Office at Pottstown

Norristown, Lansdale, Pottstown, Ambler, Abington Township, Souderton, Montgomery Township, Collegeville, North Wales, Conshohocken, Lower Merion Township, Cheltenham Township, Upper Dublin Township, Hatboro, Jenkintown, Royersford, Limerick, Springfield Township, Hatfield, Upper Merion Township, Whitemarsh Township, Whitpain Township, Upper Gwynedd Township, Schwenksville, Pennsburg, Upper Moreland Township, Narberth, Towamencin Township, Worcester Township, Plymouth Township, Lower Providence Township, Franconia Township, Bridgeport, Hatfield Township, Lower Salford Township, East Greenville, Perkiomen Township, Trappe, Lower Moreland Township, Marlborough Township, Green Lane, New Hanover Township, West Conshohocken, Salford Township, Upper Salford Township, Upper Hanover Township, Bryn Athyn, Douglass Township, Red Hill, Rockledge, Lower Frederick Township